Category Archives: Uncategorized

I had an intense discussion with wife yesterday about early retirement and in particular about reducing our expenses by selling the car and eating out less. Of course I was on the losing end of the argument as wife refused to accept the fact that the quality of our lives  Read more »

For those who have read my early retirement plan, you know that I am more inclined to increasing income rather than saving more. However, after reading through some of the early retirement blogs such as Mr Money Moustache, I realise that having a more frugal lifestyle is not that bad.  Read more »

I saw a reader searching for “Concept of early retirement options in malaysia” and thought I would elaborate more on why Malaysia is such a great place for early retirement. In fact, I think most countries in southeast Asia including Thailand, Philippines, Vietnam etc make great retirement options if you  Read more »

My first reader posed an interesting question that I thought it would be good to share:  how to generate monthly income for retirement. He was looking for ways to generate a source of income after retirement. This fits in nicely with what I was talking about in my early retirement  Read more »

My plan for early retirement rests entirely on wealth creation, not on frugal living. I understand the importance of savings and I do have an emergency fund of SGD100,000 tucked away in a fixed deposit. However, that is not what will enable me to retire early. For me, it all  Read more »

There is a small but growing interest in the term ‘extreme retirement’. This is made popular by a person called Jacab who retired early through extreme frugality. To think about how frugal is his living, he spends only USD7,000 per year. That, to me, is simply amazing. I know of  Read more »

Early retirement is about an altitude change. It is also about taking charge of your life rather than letting it slip away. It is not uncommon to wake up one day and to realise that 10, 20 or even 30 years of your life have passed and we have not  Read more »

In planning for my early retirement, one of the things that I mentioned in my checklist to retire early is that I need to take stock of what is my monthly expenses as well as preparing for an emergency fund. I need to know how much I need to retire  Read more »

Retiring early is not a matter to be taken lightly. The loss of income of my day job is going to impact my lifestyle, especially with the  the fact that I am not a thrifty person by nature. Hence, I definitely need to prepare for early retirement before I take  Read more »

My name is Aaron and early retirement is something on my mind since 3 years ago. In 2012, I am 34 years old and I decided to actually retire by 40. This is my journal on how I am going to achieve that. The challenge I am facing is my  Read more »